{"id":2471,"date":"2018-10-10T02:51:33","date_gmt":"2018-10-10T02:51:33","guid":{"rendered":"https:\/\/www.rizalmicrobank.com\/?page_id=2471"},"modified":"2026-02-11T06:30:17","modified_gmt":"2026-02-11T06:30:17","slug":"annual-report","status":"publish","type":"page","link":"https:\/\/www.rizalmicrobank.com\/index.php\/profile-page\/annual-report\/","title":{"rendered":"Annual Report &#038; Balance Sheets"},"content":{"rendered":"<p style=\"text-align: center;\"><span style=\"font-size: 24pt;\"><strong>Annual Reports<\/strong><\/span><\/p>\n<p>&nbsp;<\/p>\n<div id=\"wp-posts-carousel-604472091\" class=\"compact-theme wp-posts-carousel owl-carousel\"><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/2024-annual-report\/\" title=\"Read more 2024 Annual Report\"><img decoding=\"async\" alt=\"2024 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/Cover-156x202.png\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/2024-annual-report\/\" title=\"2024 Annual Report\">2024 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>From Insight to Impact<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/2024_Annual_Report.pdf\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2023\/\" title=\"Read more 2023 Annual Report\"><img decoding=\"async\" alt=\"2023 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/AR_2023_Cover-1-156x202.png\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2023\/\" title=\"2023 Annual Report\">2023 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>Bridging the Gap for Micro and Small Entrepreneurs<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/AR_2023.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2022\/\" title=\"Read more 2022 Annual Report\"><img decoding=\"async\" alt=\"2022 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/1-2-143x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2022\/\" title=\"2022 Annual Report\">2022 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>Unlocking Possibilities<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/AR_2022.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2021\/\" title=\"Read more 2021 Annual Report\"><img decoding=\"async\" alt=\"2021 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/AR_cover_2021-147x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2021\/\" title=\"2021 Annual Report\">2021 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>Embracing Challenges, Driving For Success<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/Annual_Report_2021.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2020\/\" title=\"Read more 2020 Annual Report\"><img decoding=\"async\" alt=\"2020 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/AR-cover-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2020\/\" title=\"2020 Annual Report\">2020 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>Honoring the past. Gearing for the future.<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/AR-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2019\/\" title=\"Read more 2019 Annual Report\"><img decoding=\"async\" alt=\"2019 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/AR_2019-157x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2019\/\" title=\"2019 Annual Report\">2019 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><!-- wp:tadv\/classic-paragraph -->\r\n<div style=\"height: 50px; text-align: center;\"><strong>Paving The Way For A Sustainable Future.<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/RMB_AR_2019.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">View \/ Save with PDF Reader<\/a><\/p>\r\n<p>&nbsp;<\/p>\r\n<p>&nbsp;<\/p>\r\n<!-- \/wp:tadv\/classic-paragraph --><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2018\/\" title=\"Read more 2018 Annual Report\"><img decoding=\"async\" alt=\"2018 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/AR2018-1-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2018\/\" title=\"2018 Annual Report\">2018 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>Continuously Growing With Our Partners.<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"http:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/Rizal-MicroBank-Annual-Report-2018-low-res.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2017\/\" title=\"Read more 2017 Annual Report\"><img decoding=\"async\" alt=\"2017 Annual Report\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/AR2017_P001-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/annual-report-2017\/\" title=\"2017 Annual Report\">2017 Annual Report<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><div style=\"height: 50px; text-align: center;\"><strong>Nurturing The Hopes and Dreams of Small Enterprises for a Better Tomorrow.<\/strong><\/div>\r\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/Rizal-MicroBank-Annual-Report-2017-low-res.pdf\" target=\"_blank\" rel=\"noopener\">View \/ Save with PDF Reader<\/a><\/p><\/div><\/div><\/div><\/div><\/div><script type=\"text\/javascript\">\n                    jQuery(window).load(function(e) {\n                        var wpPostsCarousel604472091 = jQuery(\"#wp-posts-carousel-604472091\");\n                        wpPostsCarousel604472091.owlCarousel({\n                            loop: false,\n                            nav: true,\n                            navSpeed: 800,\n                            dots: false,\n                            dotsSpeed: 800,\n                            lazyLoad: false,\n                            autoplay: false,\n                            autoplayHoverPause: false,\n                            autoplayTimeout: 1200,\n                            autoplaySpeed:  800,\n                            margin: 0,\n                            stagePadding: 0,\n                            freeDrag: false,\n                            mouseDrag: false,\n                            touchDrag: true,\n                            slideBy: 1,\n                            fallbackEasing: \"linear\",\n                            responsiveClass: true,\n                            navText: [ \"previous\", \"next\" ],\n                            responsive:{\n                                0:{items: 1},\n                                600:{items: 2},\n                                1000:{items: 3}\n                                \n                            },\n                            autoHeight: false\n                        });\n                        \n                    });\n                <\/script>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 24pt;\"><strong>Audited Financial Statements<\/strong><\/span><\/p>\n<p><a href=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/2024-RMB-SEC-FULL-AFS-signed.pdf\"><strong><span style=\"font-size: 14pt; color: #3783d9;\">RMB 2024 Audited Financial Statements<\/span><\/strong><\/a><\/p>\n<p><strong><span style=\"font-size: 14pt; color: #3783d9;\"><a style=\"color: #3783d9;\" href=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/2023-Audited-Financial-Statements.pdf\" target=\"_blank\" rel=\"noopener\">RMB 2023 Audited Financial Statements<\/a><\/span><\/strong><\/p>\n<p><strong><span style=\"font-size: 14pt; color: #3783d9;\"><a style=\"color: #3783d9;\" href=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/RMB-2022-Audited-Financial-Statement-1.pdf\" target=\"_blank\" rel=\"noopener\">RMB 2022 Audited Financial Statements<\/a><\/span><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 24pt;\"><strong>Balance Sheets<\/strong><\/span><\/p>\n<div id=\"wp-posts-carousel-2050238189\" class=\"compact-theme wp-posts-carousel owl-carousel\"><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-december-2025\/\" title=\"Read more Balance Sheet as of December 2025\"><img decoding=\"async\" alt=\"Balance Sheet as of December 2025\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/RMB-Published-December-31-2025-for-PIAA-156x202.png\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-december-2025\/\" title=\"Balance Sheet as of December 2025\">Balance Sheet as of December 2025<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/RMB-Published-December-31-2025-for-PIAA.png\" data-rel=\"lightbox-gallery-WmQ8jCFj\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\">View<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-september-2025\/\" title=\"Read more Balance Sheet as of September 2025\"><img decoding=\"async\" alt=\"Balance Sheet as of September 2025\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/RMB-Published-September-30-2025-for-PIAA_page-0001-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-september-2025\/\" title=\"Balance Sheet as of September 2025\">Balance Sheet as of September 2025<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/RMB-Published-September-30-2025-for-PIAA_page-0001.jpg\" data-rel=\"lightbox-gallery-WmQ8jCFj\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\">View<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-june-2025\/\" title=\"Read more Balance Sheet as of June 2025\"><img decoding=\"async\" alt=\"Balance Sheet as of June 2025\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/RMB-Published-June-30-2025-for-PIAA_page-0001-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-june-2025\/\" title=\"Balance Sheet as of June 2025\">Balance Sheet as of June 2025<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/RMB-Published-June-30-2025-for-PIAA_page-0001.jpg\" data-rel=\"lightbox-gallery-WmQ8jCFj\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\">View<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-march-2025\/\" title=\"Read more Balance Sheet as of March 2025\"><img decoding=\"async\" alt=\"Balance Sheet as of March 2025\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/RMB-Published-March-31-2025-for-PIAA-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-march-2025\/\" title=\"Balance Sheet as of March 2025\">Balance Sheet as of March 2025<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><p style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/RMB-Published-March-31-2025-for-PIAA.jpg\" data-rel=\"lightbox-gallery-WmQ8jCFj\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\">View<\/a><\/p><\/div><\/div><\/div><\/div><div class=\"wp-posts-carousel-slide slides-3\"><div class=\"wp-posts-carousel-container\"><div 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class=\"wp-posts-carousel-container\"><div class=\"wp-posts-carousel-image\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-september-2024\/\" title=\"Read more Balance Sheet as of September 2024\"><img decoding=\"async\" alt=\"Balance Sheet as of September 2024\" style=\"max-width:100%;max-height:100%\" src=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/RMB-Published-September-30-2024-for-PIAA_page-0001-156x202.jpg\"><\/a><\/div><div class=\"wp-posts-carousel-details\"><h3 class=\"wp-posts-carousel-title\"><a href=\"https:\/\/www.rizalmicrobank.com\/index.php\/balance-sheet-as-of-september-2024\/\" title=\"Balance Sheet as of September 2024\">Balance Sheet as of September 2024<\/a><\/h3><div class=\"wp-posts-carousel-desc\"><p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"\/wp-content\/uploads\/RMB-Published-September-30-2024-for-PIAA_page-0001.jpg\" target=\"_blank\" rel=\"noopener noreferrer\" 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<\/script>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Annual Reports &nbsp; &nbsp; Audited Financial Statements RMB 2024 Audited Financial Statements RMB 2023 Audited Financial Statements RMB 2022 Audited Financial Statements &nbsp; &nbsp; Balance Sheets &nbsp; &nbsp; &nbsp; &nbsp;<\/p>\n","protected":false},"author":8,"featured_media":0,"parent":36,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-2471","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/2471","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/comments?post=2471"}],"version-history":[{"count":41,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/2471\/revisions"}],"predecessor-version":[{"id":4511,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/2471\/revisions\/4511"}],"up":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/36"}],"wp:attachment":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/media?parent=2471"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}