{"id":829,"date":"2017-02-17T09:18:53","date_gmt":"2017-02-17T09:18:53","guid":{"rendered":"https:\/\/localhost\/?page_id=829"},"modified":"2023-03-30T03:12:34","modified_gmt":"2023-03-30T03:12:34","slug":"ordinary-savings-passbook-based","status":"publish","type":"page","link":"https:\/\/www.rizalmicrobank.com\/index.php\/ordinary-savings-passbook-based\/","title":{"rendered":"Ordinary Savings (Passbook-based)"},"content":{"rendered":"<p><em><strong>Is a regular passbook-evidenced and interest-bearing deposit product that has a fixed interest rate and can be withdrawn anytime. Interest rate shall be reviewed periodically and is subject to change considering changes in market rates.<\/strong><\/em><\/p>\n<hr \/>\n<p><strong><em><u>Interest per Annum<\/u><\/em><\/strong><\/p>\n<p>0.5% per annum, compound quarterly<\/p>\n<p><em><strong>Criteria:<\/strong><\/em><\/p>\n<p>a. Customers who are willing to provide all necessary information and documents.<\/p>\n\n<table id=\"tablepress-21\" class=\"tablepress tablepress-id-21\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"2\" class=\"column-1\">Acceptable Valid ID\u2019s<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td colspan=\"2\" class=\"column-1\">a) PhilID or ePhilID from the PhilSys\t<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td colspan=\"2\" class=\"column-1\">b) Other identification documents with picture issued by the Government of the Republic of the Philippines<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">1. Passport<br \/>\n<\/td><td class=\"column-2\">10. OFW e-Card<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">2. Driver\u2019s License<br \/>\n<\/td><td class=\"column-2\">11. Alien Certificate of Registration (ACR)<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">3. PRC ID<br \/>\n<\/td><td class=\"column-2\">12. Seaman\u2019s Book<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">4. NBI Clearance<br \/>\n<\/td><td class=\"column-2\">13. GOCC ID i.e. AFP ID, HDMF ID<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">5. Police Clearance<br \/>\n<\/td><td class=\"column-2\">14. PWD ID issued by the National Council on Disability Affairs<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">6. Voter\u2019s ID<br \/>\n<\/td><td class=\"column-2\">15. Integrated Bar of the Philippines (IBP) ID<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">7. Postal ID<br \/>\n<\/td><td class=\"column-2\">16. PhilHealth ID<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-11\">\n\t<td class=\"column-1\">8. Senior Citizen Card<\/td><td class=\"column-2\">17. Unified Multi-Purpose ID (UMID)<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-12\">\n\t<td class=\"column-1\">9. OWWA ID<br \/>\n<\/td><td class=\"column-2\"><\/td>\n<\/tr>\n<tr class=\"row-13\">\n\t<td colspan=\"2\" class=\"column-1\">c) Other identification documents that can be verified using reliable, independent source documents, data or information.<br \/>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-21 from cache -->\n<p><em><strong>IDs should be:<\/strong><\/em><\/p>\n<ul style=\"list-style-type: none;\">\n<li>\u2713 Clear<\/li>\n<li>\u2713 Un-expired (for IDs with expiration date)<\/li>\n<li>\u2713 Bears photograph and with signature of the individual-owner<\/li>\n<li>\u2713 Signed by an official authority and whose authenticity may be verified with said agencies\/instrumentalities<\/li>\n<li>\u2713 Free from alterations<\/li>\n<li>\u2713 Preferably bears the security features or seal (if applicable) provided by the issuing agencies\/instrumentalities that will prevent tampering of the ID.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Initial Deposit and Maintaining Balances<\/strong><\/span><\/p>\n\n<table id=\"tablepress-38\" class=\"tablepress tablepress-id-38\">\n<tbody class=\"row-hover\">\n<tr class=\"row-1 odd\">\n\t<td class=\"column-1\">Required Initial Deposit - Individual\/ Joint Savings Account<\/td><td class=\"column-2\">P 500.00<\/td>\n<\/tr>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Required Initial Deposit - Partnership\/ Associations\/ Corporate Savings<br \/>\n<\/td><td class=\"column-2\">P 5,000.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Minimum Maintaining Balance - Individual\/ Joint Savings Account<br \/>\n<\/td><td class=\"column-2\">P 1,000.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Minimum Maintaining Balance - Partnership\/ Associations\/ Corporate Savings<br \/>\n<\/td><td class=\"column-2\">P 5,000.00<br \/>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-38 from cache -->\n<p style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif;\"><strong>Fees and Charges<\/strong><\/span><\/p>\n\n<table id=\"tablepress-42\" class=\"tablepress tablepress-id-42\">\n<tbody class=\"row-hover\">\n<tr class=\"row-1 odd\">\n\t<td class=\"column-1\">Below minimum balance - Individual<br \/>\n<\/td><td class=\"column-2\">P 50.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-2 even\">\n\t<td class=\"column-1\">Below minimum balance - Corporate<br \/>\n<\/td><td class=\"column-2\">P 150.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-3 odd\">\n\t<td class=\"column-1\">Passbook replacement (for lost passbooks only)<br \/>\n<\/td><td class=\"column-2\">P 100.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-4 even\">\n\t<td class=\"column-1\">Inter-branch withdrawal<br \/>\n<\/td><td class=\"column-2\">P 100.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-5 odd\">\n\t<td class=\"column-1\">Inter-branch deposit<br \/>\n<\/td><td class=\"column-2\">P 100.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-6 even\">\n\t<td class=\"column-1\">Closure of account (voluntary closure or closing of account within 180 days from Account Opening)<br \/>\n<\/td><td class=\"column-2\">P 100.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-7 odd\">\n\t<td class=\"column-1\">Bank Certification<br \/>\n<\/td><td class=\"column-2\">P 100.00<br \/>\n<\/td>\n<\/tr>\n<tr class=\"row-8 even\">\n\t<td class=\"column-1\">Statement of Account Request Fee<br \/>\n<\/td><td class=\"column-2\">P 10.00\/page<br \/>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-42 from cache -->\n<p>&nbsp;<\/p>\n<p class=\"wp-posts-carousel-buttons\" style=\"text-align: center;\"><a href=\"https:\/\/www.rizalmicrobank.com\/wp-content\/uploads\/TermsAndCondition.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Terms and Conditions<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Is a regular passbook-evidenced and interest-bearing deposit product that has a fixed interest rate and can be withdrawn anytime. Interest rate shall be reviewed periodically and is subject to change considering changes in market rates. Interest per Annum 0.5% per annum, compound quarterly Criteria: a. Customers who are willing to provide all necessary information and [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":1798,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-fullwidth.php","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-829","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/829","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/comments?post=829"}],"version-history":[{"count":12,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/829\/revisions"}],"predecessor-version":[{"id":3581,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/pages\/829\/revisions\/3581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/media\/1798"}],"wp:attachment":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/media?parent=829"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}