{"id":3499,"date":"2025-07-17T03:00:32","date_gmt":"2025-07-17T03:00:32","guid":{"rendered":"https:\/\/www.rizalmicrobank.com\/?p=3499"},"modified":"2025-09-17T06:10:45","modified_gmt":"2025-09-17T06:10:45","slug":"smallbizterm-loan","status":"publish","type":"post","link":"https:\/\/www.rizalmicrobank.com\/index.php\/smallbizterm-loan\/","title":{"rendered":"Small Biz Regular Loan"},"content":{"rendered":"<p><em><strong>The Small Biz Regular Loan is an individual loan product designed to cater the financial needs of businessmen who wish to further improve their business operations. It aims to make available affordable and easily accessible credit to entrepreneurs to help them finance and\/or expand their present business operations and increase their incomes.<\/strong><\/em><\/p>\n<hr \/>\n<p><strong><u>Loan Amount<\/u><\/strong><\/p>\n<p>Loan amount from more than PhP1,000,000.00 up to PhP5,000,000.00 subject to client\u2019s capacity to pay. Loan increases are subject to repayment behavior and capacity evaluation.<\/p>\n<p><strong><u>Loan Purpose<\/u><\/strong><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Additional working capital<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Purchase of business equipment and vehicle<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Business expansion\/branching<\/li>\n<\/ul>\n\n<table id=\"tablepress-17\" class=\"tablepress tablepress-id-17\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">QUALIFICATION<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\">Single proprietorship, Partnership, Corporation, Cooperative<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\">21 and above, should not exceed 70 years old at the time of loan maturity<\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\">A resident in the branch trade area for at least 3 years <\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\">Business has been existing for at least 3 years<\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\">Business is generating a daily, weekly, semi-monthly or monthly income<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\">No delinquent accounts with other financial institutions<\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\">No adverse record with local and national credit bureaus<\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\">No collection or sum of money cases in the Barangay or municipal court<\/td>\n<\/tr>\n<tr class=\"row-10\">\n\t<td class=\"column-1\">Willingness to open a Contractual Savings with RMB and save while there is an active loan<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-17 from cache -->\n<p><strong><u>Terms and Conditions<\/u><\/strong><\/p>\n<p>Excellent repayment of previous loan.<\/p>\n<p><span style=\"text-decoration: underline;\"><strong>Loan Term:<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Up to 36 months for working capital purposes\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Up to 60 months for capital expenditure<\/span><\/li>\n<\/ul>\n<p><strong>Frequency of Payment:<\/strong> Weekly, Semi-monthly and Monthly<\/p>\n<p>&nbsp;<\/p>\n<p><strong><a class=\"maxbutton-1 maxbutton maxbutton-apply-now\" target=\"_blank\" rel=\"noopener\" href=\"https:\/\/rcbc.com\/SDERMB\"><span class='mb-text'>Apply Now<\/span><\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Small Biz Regular Loan is an individual loan product designed to cater the financial needs of businessmen who wish to further improve their business operations. It aims to make available affordable and easily accessible credit to entrepreneurs to help them finance and\/or expand their present business operations and increase their incomes. Loan Amount Loan [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":3771,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"categories":[37],"tags":[],"class_list":["post-3499","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan"],"_links":{"self":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/posts\/3499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/comments?post=3499"}],"version-history":[{"count":11,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/posts\/3499\/revisions"}],"predecessor-version":[{"id":4336,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/posts\/3499\/revisions\/4336"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/media\/3771"}],"wp:attachment":[{"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/media?parent=3499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/categories?post=3499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rizalmicrobank.com\/index.php\/wp-json\/wp\/v2\/tags?post=3499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}