Time Deposit (Certificate)

A deposit product which is evidenced by a certificate of time deposit issued by the Bank with a fixed maturity date and earning an interest rate as specifically agreed upon by the Bank and the depositor. Interest rate shall be reviewed periodically and is subject to change considering changes in market rates.


Initial Deposit: P 5, 000.00

Interest per Annum

TERM
P 5,000 -
P 50,000
P 50,001 -
P 100,000
P 100,001 -
P 200,000
P 200,001 -
P 500,000
P 500,001 -
P1,000,000
P 1,000,001 -
P5,000,000
Above 5M
30 - 90 days
1.125%1.250%1.375%1.500%1.625%1.875%1.875%
91 - 180 days
1.125%1.250%1.375%
1.500%
1.625%1.850%
1.875%
181 - 365 days
1.125%1.375%1.500%
1.625%
1.750%2.00%
2.000%
366 - 730 days
1.375%1.500%1.625%
1.750%
1.875%2.125%
2.125%
Criteria
a. Customers who are willing to provide all necessary information and documents.
Acceptable Valid ID’s
a) PhilID or ePhilID from the PhilSys
b) Other identification documents with picture issued by the Government of the Republic of the Philippines
1. Passport
10. OFW e-Card
2. Driver’s License
11. Alien Certificate of Registration (ACR)
3. PRC ID
12. Seaman’s Book
4. NBI Clearance
13. GOCC ID i.e. AFP ID, HDMF ID
5. Police Clearance
14. PWD ID issued by the National Council on Disability Affairs
6. Voter’s ID
15. Integrated Bar of the Philippines (IBP) ID
7. Postal ID
16. PhilHealth ID
8. Senior Citizen Card17. Unified Muti-Purpose ID (UMID)
9. OWWA ID
c) Other identification documents that can be verified using reliable, independent source documents, data or information.

IDs should be:

  • ✓ Clear
  • ✓ Un-expired (for IDs with expiration date)
  • ✓ Bears photograph and with signature of the individual-owner
  • ✓ Signed by an official authority and whose authenticity may be verified with said agencies/instrumentalities
  • ✓ Free from alterations
  • ✓ Preferably bears the security features or seal (if applicable) provided by the issuing agencies/instrumentalities that will prevent tampering of the ID.