AgriBiz RCL

AgriBiz Revolving Credit Line (RCL)

The AgriBiz Revolving Credit Line is an individual loan product designed to cater the financial needs of agricultural value chain players, such as but not limited to producers, growers, traders, consolidators, processors, and input dealers/retailers, including farmers or growers for certain agricultural products or activities.

The line will be available for one year. During this allotted period of time, the facility will allow the borrower to take out, repay, and take the loan out again, and allow the borrower to use as much of the credit as is available and only pay interest on what has been used.


Loan Amount:

The loan amount ranges from P300,000 to P20,000,000


Loan Purpose:

  • Additional operating capital for Agri-based trading, storage, processing, and distribution business;
  • Acquisition of seeds, fertilizers, poultry, livestock, feeds, and other similar items;
  • Working capital for maintenance of existing crops/agricultural products.


Acceptable Agri/ Fishery Activities:

  • Agribusiness (Trading of feeds and agri-vet supplies, Trading of Rice, Corn, Cassava, Banana, Cacao, Coconut, others)
  • Poultry growing/trading (layer, fattening or trading of chicken)
  • Hogs growing/trading (for fattening or trading of piglets)
  • Other livestock growing/trading (goat, cow, etc)
  • Plant nurseries (cacao and other high-value crops)
  • Agro-processing activities (processing/manufacturing of agri-based products)
  • Culturing and processing of fishery and/or aquatic resources (dried fish processing, seaweeds processing, etc.)
  • Vegetables growing and/or trading
  • Fruit trees maintenance


General Criteria:

  • 21 to 60 years old
  • Whose farm or business is already established and operating for not less than 3 years
  • With at least one secondary income source (salary, income from business, other agri-activity not similar to the primary business)
  • A resident in the community for not less than 3 years
  • Has no criminal or sum of money cases in the barangay or municipal court
  • No delinquent account with other financial institutions
  • No adverse record in BAP-CB Negative File Information System
  • Willing to open a CS with RMB and save while there is an active loan


*Terms and Conditions for partial or full

Term: Line validity of 1 year via 30-day to 180-day PN


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